Home

Secured Loans

Bridging Finance

Commercial Lending

Intermediaries

Useful Links

Our Lending Panel

Meet the Team

Testimonials

Contact Us

Secured Loans

Your profile may suit the secured lending route as opposed to remortgaging for several reasons.

If you are at present within an incentive period on your current mortgage such as a fixed rate, then you may face large redemption charges to remortgage to raise any equity. Alternatively you may be on a low tracker rate or SVR which would be inadvisable to remortgage away from at this point in time.

You may have tried to obtain a further advance from your existing lender, but due to changes in criteria or tightening of credit lines they may at present prevent you from doing this.

A secured loan may be the most suitable option in these circumstances, while there is also the possibility the loan could be cheaper with no up-front costs. Secured loans are often quicker to arrange than remortgages, often arranged in as little as 24 hours, and can often have more flexible criteria than remortgages.

This flexibility may be of use if your credit rating has become impaired and is restricting lending from certain lenders.

Loans can start at £5000 and can be over a term of 5 to 30 years and your first mortgage remains unaffected.

If this is a solution that may sound viable for yourself please do not hesitate to contact us to discuss your circumstances and the possible options available to you.

.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

 

 

Clifton Mortgage Solutions Ltd is an Appointed Representative of Financial Ltd (FSA Number 188153), which is Authorised and Regulated by the Financial Services Authority.
©Copyright Clifton Mortgage Solutions Ltd - All Rights Reserved
The Company's Registered address is 14 Alma Vale Road, Clifton, Bristol, BS8 2HY. Company Registration number is 6311245.
No investment decision should be taken based on the content of this site. Always take full individual advice first. The regulations governing tax rates and investments may change in the future. Your home may be at risk if you do not maintain repayments on a mortgage or other loan secured on it. The information contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.